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Freedom Checking

Just like its name, this account is for you to use as you wish with no requirements or cost to you! Free yourselves from restrictions and fees!

  • No minimum balance required
  • No monthly fee
  • Free, unlimited in network ATM transactions nationwide
  • Free Online Banking and Mobile Banking
  • Free Bill Pay
  • Free alerts
  • Free Mastercard® Debit Card

Yes, I would like to join Lutheran Federal Credit Union!

Let's Do It

Rostered Church Worker Checking

This account is only available to our Ordained and Commissioned workers in active or emeritus status. It includes all the perks of our Freedom Checking Account, but with a few added bonuses!

  • No minimum balance required
  • No monthly fee
  • Free, unlimited in network ATM transactions nationwide and we will waive all out of the network LFCU ATM fees
  • Free Online Banking and Mobile Banking
  • Free Bill Pay
  • Free alerts
  • Free Mastercard® Debit Card
  • We’ll pay for your first booklet of checks!*
    *Pertains to the initial RCW checking account

Yes, I would like to join Lutheran Federal Credit Union!

Let's Do It

Founders Checking

This account is exclusively for those members that keep higher balances in their Checking Accounts. Enjoy the same services as Freedom Checking, all while getting interest back on your balance! Let your money reward you!

  • Minimum balance of $5,000.00 required*
  • Dividend bearing tier structure
    • $5,000.00+: 0.10% APY**
  • Free, unlimited in network ATM transactions nationwide
  • Free Online Banking and Mobile Banking
  • Free Bill Pay
  • Free alerts
  • Free Mastercard® Debit Card
  • No monthly account fee

*Cost recovery of $10.00 assessed each month if minimum balance is not maintained

Yes, I would like to join Lutheran Federal Credit Union!

Let's Do It

Essential Growth Checking

Start your kids off on the right financial foot with an Essential Growth Checking Account!

  • For ages 13-17 years old
  • No minimum balance required
  • No monthly fee
  • Free, unlimited in network ATM transactions nationwide
  • Free Online Banking and Mobile Banking
  • Free Bill Pay
  • Free alerts
  • Free Mastercard® Debit Card
  • Joint Owner required

Yes, I would like to join Lutheran Federal Credit Union!

Let's Do It

**APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.