Home Equity Loans
The financing option you’re looking for is just outside your front door. You can turn the equity in your home into an affordable fixed rate loan that can be used for a variety of needs: Home improvements, debt consolidation, education expenses, large purchases and more!
- For well-qualified borrowers
- One-time disbursement 2nd mortgage loan that can be paid back over 7, 10, or 12 years
- For primary single-family residences only
- Minimum loan amount - $30,000; Maximum loan amount - $100,000
- You can borrow up to 80% of the current value of your home (minus your 1st mortgage loan balance)
- Fixed Rates starting at 5.875 % (6.44% APR)*
Home Equity Loans are not available in Texas
*APR is the Annual Percentage Rate. Rate referenced above is the lowest rate possible for qualified borrowers and is based on underwriting criteria, credit score and term of loan. APR example is a home equity loan on a primary single family residence located in St. Louis County, MO for $75,000 with a repayment period of 84 months. Additional terms and conditions may apply. Rates are subject to change at any time. Your APR will vary based on your final loan amount, closing costs, and finance charges.