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LutheranFCU Credit Card

Classic Card

Our Classic Credit Card is available to our members who have built a good credit history and to reward you for that hard work... we are also offering an introductory APR* special!

  • Competitively low-variable APRs starting at 12.24%*
  • Introductory Special: 0% APR* on purchases for six months
  • Introductory Special: 2.99% APR* on balance transfers for six months
  • No annual fee
  • No balance transfer fees
  • 24-hour online account access
  • Secure EMV chip technology
  • No increase in APR for Balance Transfers and Cash Advances
Apply Now

Genesis Credit Card and Secured Genesis Credit Card

Our Genesis Credit Cards will satisfy your need for a convenient borrowing option and access to funds. These are available to our members looking to begin building, improving, or rebuilding credit. If you have no credit history or past credit problems, our Secured Genesis Card allows you to use your funds in one of our Savings Accounts as “collateral” to secure this Credit Card while your savings continue to earn interest!

  • No annual fee
  • 24-hour online account access
  • Secure EMV chip technology
Apply Now

How Will I Receive My Monthly Billing Statements?

Each month, an email notice will be sent to the primary borrower’s email address reminding you that your monthly E-statement is ready for viewing and/or printing. To access your monthly E-statements, just login to your Online Home Banking Account, choose “Online Services”, and then “E-statements”.

How Can I Make My Loan Payments?

• You may set up a one-time or recurring payment by choosing the applicable option under the “Transfers” tab within your Online Home Banking Account if LutheranFCU is your primary financial institution.

• You can set up a Bill Pay through your other financial institution to go towards your loan.

• You can authorize LutheranFCU to automatically set up your monthly payments by ACH. To do this, please complete the Automated Credit Card Payment Authorization Request form.

*APR=Annual Percentage Rate. Rate referenced is the lowest rate possible for qualified consumer/personal borrowers and is based on meeting specific underwriting criteria. This offer is for new LutheranFCU credit card holders only.

+View the LutheranFCU Mastercard benefits brochure.
See LutheranFCU’s Credit Card Disclosure.
To report a lost or stolen card call (888) 241-2510. For calls outside USA, call (909) 941-1398.