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Where smart banking meets shared values

As the trusted credit union of the LCMS, we are proud to offer our community a modern, faith-driven banking experience.

Welcome to Our New Website!

A fresh look.  The same mission-driven service you trust.  Now easier to navigate!

Welcome to Our New Website Social Media Post (2)

Relationship Rewards

Our new Relationship Rewards program gives you more value as your financial relationship with us grows. Earn benefits like fee discounts, better rates, and enhanced services based on how you bank, save, and borrow — helping you make the most of your membership. 

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Smiling priest in a church

Online Banking

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Lock in a
competitive rate

We offer plenty of lending solutions to match your needs. Learn More.

AUTO LOANS
STARTING AT
4.316 %

APR

PERSONAL LOANS
STARTING AT
9.05 %

APR

CREDIT CARDS
STARTING AT
11.24 %

APR

Smart banking for your church or organization

Learn more about checking and savings accounts for congregations, schools, and 
Recognized Service Organizations (RSOs).

Learn more
Smart banking for your church

Learn more about checking and savings accounts for congregations, schools, and 
Recognized Service Organizations (RSOs).
Learn more

Your credit score (and more!)
anytime, anywhere.
For FREE!

Enroll Now
Credit Score

What our members are saying

Jeanne M.NY
"Always positive. Your staff is very helpful and knowledgeable."
Roger S.GA
“Have used LutheranFCU for used car loan and savings Accts. Very easy to use and great people to work with.“
Sue N.MO
“Our organization is delighted with our partnership with LutheranFCU! Their entire staff is committed to helping us advance our organization's mission and ministry, and it shows with each interaction we have with them.”
Richard N.MO
“We have our mortgage through you for our house and we have had no problems. Good rate, great service, very pleased!”
Daisy O.LA
"It has been great! The staff has been helpful, and attentive to my needs when I have questions. For in-person needs, I have been able to easily work with a local credit union branch in my community."
Renee V.FL
“Awesome! I was skeptical as to how a totally online bank would function. It didn't take long for my opinion to totally change to Wow, this is awesome. Exceptional customer service without delay.”
Jacob R.FL
“I've been a member of LutheranFCU for around 4 years. I have loved the switch from a bank. Very convenient and easy to work with.”
Tod S.FL
“Needed to consolidate some debt and LutheranFCU was able to help out with a consolidation loan at a good rate.”
Steven H.GA
"The LutheranFCU loan department has been wonderful to work with in every transaction. I have received both a mortgage and an auto loan through them, and the loan officers have been patient and understanding answering all my question."