Congregation and Entity Accounts
For LCMS congregations and entities who want to join the credit union (i.e. a congregation, district, recognized service organization, etc. that wants to have their Checking and Savings Account at the credit union).
Stewardship Savings Account (Business)
This account must be established in order for your business to become a member of Lutheran Federal Credit Union and have access to all we have to offer!
- $1.00 membership activation deposit is funded by LutheranFCU
- Initial $250.00 opening deposit to start building your partnership!
- Dividends Earned
- Average balance held in period: 0.10% APY**
- Free Online Banking and Mobile Banking
- Free alerts
- No minimum balance required
- No monthly fee
- Eligible for our Ministry Classic Credit Card
Fellowship Checking
This Checking Account is a necessity for your LCMS congregation or LCMS entity. It offers all the basics of a business Checking Account, but is so much better because there is no cost to you!
- Free, unlimited in network ATM transactions nationwide
- Free Online Home Banking and Mobile Banking
- Free Bill Pay
- Free alerts
- Free Mastercard® Debit Card
- No minimum balance required
- No monthly fee
Missions Savings**
This savings account is SPECIFICALLY for our LCMS Congregations and Entities.
- $0.00 - $4,999.99 = 0.10% APY*
- $5,000 - $99,999.99 = 0.75% APY*
- ≥ $100,000 = 1.25% APY*
*APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.
**New money only
**Effective April 1st, 2024, transfers and/or rollovers from existing accounts at LutheranFCU are prohibited.