Congregation and Entity Accounts
For LCMS congregations and entities who want to join the credit union (i.e. a congregation, district, recognized service organization, etc. that wants to have their Checking and Savings Account at the credit union).
Stewardship Savings Account (Business)
This account must be established in order for your business to become a member of Lutheran Federal Credit Union and have access to all we have to offer!
- $1.00 membership activation deposit is funded by LutheranFCU
- Initial $250.00 opening deposit to start building your partnership!
- Dividends Earned
- Average balance held in period: 0.25% APY*
- Free Online Banking and Mobile Banking
- Free alerts
- No minimum balance required
- No monthly fee
- Eligible for our Ministry Classic Credit Card
Missions Savings
This savings account is SPECIFICALLY for our LCMS Congregations and Entities.
- $0.00 - $4,999.99 = 0.75% APY*
- $5,000 + = 1.25% APY*
- over $100,000 + = 1.50% APY*
Fellowship Checking
This Checking Account is a necessity for your LCMS congregation or LCMS entity. It offers all the basics of a business Checking Account, but is so much better because there is no cost to you!
- Free, unlimited in network ATM transactions nationwide
- $5,000.00 = 1.00% APY*
- Free Online Home Banking and Mobile Banking
- Free Bill Pay
- Free alerts
- Free Mastercard® Debit Card
- No minimum balance required
- No monthly fee
LCMS District Checking
This account is exclusively for our LCMS Districts. Not only do you get the perks of our Fellowhip Checking, but you also get higher interest back on your balance! Let your money reward you!
- Right now earn 4% APY* through January 2025!**
- No minimum balance required
- Free, unlimited in network ATM transactions nationwide
- Free Online Banking and Mobile Banking
- Free Bill Pay
- Free alerts
- Free Mastercard® Debit Card
- No monthly fee ** After January 2025 rate will go to 2.50% APY*
*APY is the Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.